Get free Consultation

About us

Welcome to

V SPARK Financial Services LLC

At V SPARK, we believe financial literacy and smart planning are the sparks that ignite long-term wealth and security. Whether you're just starting out, planning for retirement, or looking for ways to secure your family's future—we provide strategic guidance every step of the way.

We specialize in Entrepreneurial & Financial Education, backed by real-world expertise, licensed professionals, and a personal commitment to your goals.

  • Wealth Building & Planning
  • Protection & Insurance
  • Legal & Tax Services

services

Our Financial Services

We offer a full spectrum of financial solutions designed to meet your needs today and grow with you tomorrow:

Wealth Building & Planning
    • Investment Strategies & Income Opportunities
    • Tax-Free Retirement Planning
    • 401k/IRA Rollovers
    • Kids’ College Fund Planning
    • Life Insurance & Mortgage Protection
Protection & Insurance
    •  Health Insurance
    • Medicare Plans
    • Long-Term Care
    • Final Expense Planning
    •  Will & Trust Creation
    • Tax Optimization
    • Notary Services

Our Core Services

Comprehensive Financial Solutions Tailored for You

At V SPARK Financial Services, we believe that financial independence starts with education, strategic planning, and the right financial tools. Our licensed professionals are committed to delivering personalized solutions that empower individuals, families, and entrepreneurs to make confident financial decisions.

Investment Strategies & Income Opportunities

We help you build a diversified portfolio that aligns with your financial goals—whether you’re planning for retirement, saving for a home, or simply growing your wealth. From SIPs to retirement income vehicles, we provide guided support every step of the way.

Tax-Free Retirement Planning

Secure your retirement with our tax-optimized retirement plans, including life insurance-based strategies and annuity-backed options that provide stable, predictable income without unnecessary tax burden.

401(k)/IRA Rollovers

If you've left a job or are looking to gain more control over your 401(k) or IRA, we guide you through a smooth rollover process that puts your savings to better work.

Kids' College Planning

Planning for your child's future shouldn’t be overwhelming. We create tailored college savings plans that balance risk, time horizon, and growth.

Life Insurance & Mortgage Protection

We offer personalized life insurance plans that provide security, peace of mind, and financial stability to your loved ones in case of the unexpected.

Health Insurance & Medicare

Health is wealth. Our licensed advisors help you compare, choose, and enroll in the best Medicare and individual health plans that suit your unique needs.

Long-Term Care & Final Expense Planning

Protect your family from future financial burdens with a plan that covers long-term medical needs and funeral costs. These low-premium plans offer big peace of mind.

Will, Trust & Estate Planning

Ensure your wealth and wishes are carried out exactly as you intend. We provide estate planning solutions in partnership with legal experts.

Tax Optimization & Filing Guidance

Our tax optimization strategies help you reduce liabilities and keep more of what you earn. While we don’t file taxes directly, we work alongside CPAs to build compliant and efficient plans.

testimonials

Real Stories, Real Impact

Sharu and his team made my retirement plan make sense. I feel confident for the first time.

Lisa M. New Hampshire

As a small business owner, I never thought I'd get this level of financial clarity.

Daniel T. Texas

Professional, easy to talk to, and extremely knowledgeable. I recommend V SPARK to all my friends.

Anita R. Florida

They helped us roll over our IRA and explained every step clearly.

Rajeev P. California

Health insurance and Medicare advice was spot-on. I saved hundreds.

Helen J. Massachusetts**

Trustworthy, smart, and really focused on my goals—not selling products.

Michael B. Georgia

blog post

my Insights & Articles

This is a great site for everything around the home, and it also has a useful section. You can see the best products.

Why Tax-Free Retirement Planning Is the Smartest Move in 2025

In today’s volatile economic climate, planning for retirement is more critical than ever. Rising taxes, inflation, and an uncertain Social Security future have made traditional retirement strategies less reliable. This is why more Americans are now turning to tax-free retirement planning as a safer, smarter option in 2025. At V...

Read More

401(k) Rollover: What to Do When You Leave Your Job in 2025

Leaving a job is a big life transition, and with it comes an important financial decision: what should you do with your 401(k)? In 2025, with changing tax laws, market fluctuations, and evolving retirement needs, rolling over your 401(k) properly could save you thousands and secure your future. At V...

Read More

How to Choose the Right Life Insurance Plan in 2025

Life insurance is not just about protecting your family in the event of an untimely death — it’s also a powerful financial tool when used wisely. In 2025, with evolving policies, increased market options, and growing awareness around financial literacy, selecting the right life insurance plan has never been more...

Read More

©2025. VSpark Financial Services.

All Rights Reserved.